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In Business , a financial plan can refer to the three primary Financial Statements (balance sheet, income statement, and cash flow statement) created within a Business Plan . '''Financial forecast''' or financial plan can also refer to an annual projection of income and expenses for a Company , division or department.Meigs, Walter B. and Robert F. ''Financial Accounting'', 4th ed. (McGraw-Hill Book Company, 1970) pp. 187-188. A financial plan can also be an estimation of cash needs and a decision on how to raise the cash, such as through borrowing or issuing additional shares in a company.''Barron's Finance'', 4th ed, 2000, p.578.

While a financial plan refers to estimating future income, expenses and assets, a financing plan or '''finance plan''' usually refers to the means by which cash will be acquired to cover future expenses, for instance through earning, borrowing or using saved cash.


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