First Alabama Bancshares Website Links For
Regions
 

Information About

First Alabama Bancshares




  Company Type Public ()
  Slogan It's time to expect more
  Foundation 1971 as First Alabama Bancshares
  Location Birmingham, Alabama , USA
  Key People
  Industry Finance And Insurance
  Products Credit Card s, Loan s, deposit products, investments, insurance, financial planning, trust, asset management, and cash management services
  Revenue $7756 billion USD ( 2006 )
  Net Income $1353 billion USD ( 2006 ) {Link without Title}
  Num Employees 39,500
  Homepage http://wwwregionscom/


Regions Financial Corporation is a publicly held company based in Birmingham, Alabama , with the corporate headquarters at the Regions Center . A member of the S&P 100 Index , the company provides retail and commercial banking, trust, securities brokerage, mortgage and insurance products and services.

Regions has more than $143 billion in assets as of and Texas . Its investment and securities brokerage, trust and asset management division, Morgan Keegan & Company, Inc., provides services in over 450 offices across 19 states.


COMPANY HISTORY

Regions Financial Corporation started on (opened 1871), Exchange Security Bank of Birmingham (opened 1928), and First National Bank of Huntsville (opened 1856). The combined company was known as First Alabama Bancshares , the first state-chartered Bank Holding Company in Alabama. {Link without Title} Other acquisitions expanded the holding company's reach. Until their formal merger in March 1985, under revised banking regulations, the banks continued to operate independently.


In 1986, changes in the Interstate Banking Bill allowed bank holding companies to purchase bank branches outside the state in which they were chartered. First Alabama Bancshares expanded its operations first into Florida , continuing into Georgia , Tennessee and Arkansas . To reflect its growth into a regional company, First Alabama Bancshares changed its name to Regions Financial Corporation and the name of its banking subsidiary to Regions Bank on May 2 , 1992 .


Regions added banking branches in Alabama, Georgia, Tennessee, Florida, South Carolina, Texas, Louisiana, and Arkansas. In addition to the Bank subsidiary, Regions Financial operates a Mortgage Bank, Regions Mortgage, a Trust Company, and an investment subsidiary, Regions Investment Company, Inc., which was called RICI for short. Later, Rebsamen Insurance Company was acquired, further expanding the range of financial services offered by the company.


RECENT MERGERS AND ACQUISITIONS



Morgan Keegan


On December 19, 2000, Regions agreed to purchase Memphis, Tennessee -based securities brokerage firm Morgan Keegan for $789 million. Morgan Keegan took over investment banking Responsibilities from RICI and eventually also was given control of Regions Trust Company. The Combined Subsidiary is now known as Regions Morgan Keegan Trust, Inc.


Union Planters

On January 24, 2004, the Regions Bank subsidiary announced that it would be merging with Memphis, Tennessee -based Union Planters Bank in a $5.9 billion dollar transaction. This merger was noteworthy (at least among large banks) for the fact that Regions, the acquiring bank, did not pay a premium above the currently trading stock price of Union Planters shares. Union Planters Bank, however, was to receive an equal number of board seats within the newly formed bank. Shortly before assuming the duties of CEO of Regions Bank in 2005, Jackson W. Moore suffered a stroke but was still able to assume his new post upon recovery. After the merger, Regions adopted Union Planters' former logo of a young cotton plant and used it until the AmSouth conversion.


AmSouth


On May 25, 2006, Regions announced it would be acquiring AmSouth Bancorporation , another Birmingham-based bank, in a $10 billion deal. The new entity, and all of its branches, will carry the Regions Bank name. {Link without Title} Upon completion of the merger which took place on November 4, 2006, Regions Financial became the nation's 8th largest bank with total assets of nearly $140 billion and approximately 2,000 branches throughout the 16 state coverage area. Jackson W. Moore remains chairman of the combined company while C. Dowd Ritter (chairman, president, and CEO of AmSouth) assumed roles as president and CEO of Regions Financial. AmSouth branches in Alabama and Florida closed or converted to Regions on July 13, 2007. AmSouth branches in Event 2 will close or convert on October 19,2007.


SEE ALSO



EXTERNAL LINKS