| Student Personal Property Insurance |
Article Index for Student |
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Information AboutStudent Personal Property Insurance |
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The claim deductible on most HO policies is high enough to leave many insureds with no recovery or a substantially diminished recovery on student property losses. A typical property theft loss on student property averages about $700 (from cell phones to ipods, to laptops and expensive clothing). The typical HO policy has a $500 or $1000 deductible, which would leave the recovery value under an HO policy with a loss of $700 at zero or $200. A special student policy covers more things and offers the insured a higher recovery of property because of the low deductibles. Students and faculty at universities and colleges are able to purchase this type of special insurance through specialized insurance agencies that offer solutions to protecting their personal property benefit. Companies offering this benefit for students: CSI Insurance - Roswell, GA {Link without Title} |
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