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First, the doctor receives improved accountability and reliability with bi-directional verification of check deposit between the bank and billing office. No lost checks. Next, physicians see higher processing speed and added interest revenue with check deposit upon arrival in a Money Market account earning interest. Third, the doctor receives an added degree of Transparency, which allows personal verification of deposit via secure Internet connection. Finally, the lockbox reduces dependency on a specific billing office, cuts management overhead, and allows physicians spend more time with patients.