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CONSUMER LAW

''Consumer protection law'' or ''consumer law'' is considered an area of Public Law that regulates Private Law relationships between individual consumers and the businesses that sell them goods and services. Consumer protection covers a wide range of topics including but not necessarily limited to Product Liability , Privacy Rights , Unfair Business Practices , Fraud , Misrepresentation , and other consumer/business interactions.

Such laws deal with Bankruptcy , credit repair, Debt Repair , product safety, service contracts, bill collector regulation, pricing, utility turnoffs, consolidation and much more.

In specific countries


United States

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In the United States there are a variety of laws on the federal or state levels that deal with consumer affairs including the federal Fair Debt Collection Practices Act , the Fair Credit Reporting Act , Truth In Lending Act , Fair Billing Act , and the Gramm-Leach-Bliley Act and much more. Federal consumer protection laws are usually enforced by the Federal Trade Commission and the U.S. Department Of Justice .

At the state level, many states have a Department of Consumer Affairs devoted to regulating certain industries and protecting consumers who regularly use goods and services from those industries.

For example, in the through the liberal provisions of its Consumers Legal Remedies Act, Cal. Civil Code ยง 1750 ''et seq.''


Germany

In Germany, a minister is selected for the cabinet specifically for the purpose of consumer rights and protection (''Verbraucherschutzminister''). As of 2005, in the cabinet of Angela Merkel , this is Horst Seehofer .


Commonwealth nations

In the UK, consumer laws are enforced by it is the Australian Competition And Consumer Commission or the individual State Consumer Affairs agencies.


CONSUMER ADVOCACY GROUPS



Australia



Germany



Italy



United Kingdom



United States



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Consumer Issues




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