Uk Pension Provision Article Index for
Uk
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Information About

Uk Pension Provision




  • State Pensions

  • Occupational Pensions

  • Individual Pensions



STATE PENSIONS

The State provides basic pension provision to prevent poverty in old age.


State Old Age Pension (SOAP)

Qualification is based on national insurance contribution history.
Age Addition was introduced in 1971 with 25p per week added to the State Pension for people aged 80 or over.


Additional Pension

Graduated Pension

State Earnings-Related Pension Scheme (SERPS)
From 1978 to 2002. Qualification based on ''mid band earnings''.

State Second Pension
From 2002 onwards.


Other State Provision


CONCEPTS

Continuation of earnings.


Tax Advantages

Growth free from capital gains tax, corporation tax and income tax. Proceeds exempt from inheritance tax.


Approval

To gain the tax advantages the scheme must seek approval from the HMRC .


Compulsory Purchase Annuities

An annuity purchased with pension scheme proceeds taxed as earned income.


OCCUPATIONAL PENSIONS

Types:


INDIVIDUAL PENSIONS

Types


SEE ALSO